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Backpackers offered money-saving tips for gap year travel

People organising a gap year trip have been urged to devote some time to financial planning.

According to the Daily Telegraph, gap year travel can easily lead to money problems if people do not make plans and take the necessary precautions.

Taking a pre-paid currency card on your journey is one tip offered by the newspaper, which explains that such items offer the flexibility of a credit card without the danger of falling into debt, as they have no credit facility.

"They can be loaded with US dollars, euros or sterling and used anywhere displaying a Mastercard symbol without charge, wherever you are," the publication explains.

Joanne Garcia, head of credit cards at Confused.com, advised packing a credit card for emergency purchases, but warned against overusing the plastic while abroad due to expensive charges.

"A typical charge is usually around three per cent of the transaction value," she told the newspaper.

Gap year travelers were recently advised by Year Out Group to be cautious when heading to India following the severe flooding in the states of Andhra Pradesh and Karnataka.

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